It sometimes seems like policymakers go out of their way these days to pick on people with mental illness.
According to a report released last week by the American Mental Health Counselors Association, 3.7 million people with mental illness will remain uninsured because of the decisions of states not to expand Medicaid.
And if you believe some earlier data from the Kaiser Family Foundation about the total number of people who will be left uninsured because of states' failures to expand Medicaid, then you can only conclude people with mental illnesses account for nearly 80 percent of all those who are being denied insurance coverage in non-expanding states.
This includes 652,000 in Texas and 535,000 in Florida, and around 200,000 each in Pennsylvania, Indiana, Georgia, North Carolina, South Carolina, Tennessee, and Louisiana.
The association characterizes this as “dashed hopes” and “broken promises.”
You might also call it a national disgrace.
For those of us who live in one of the non-expanding states, we’ve grown accustomed to disgrace. Our states are often held up as examples of what not to do. We have poorer health status, and usually spend less on mental health services. We also have the life expectancies of Libyans.
Our policymakers often blame Washington for all of our troubles. But Washington isn’t to blame for this one. Washington’s recent decisions on health policy did not contribute to our current staggering debt. Fighting two interminable wars on a credit card at the same time our banking industry nearly collapsed took care of that.
No, these decisions reflect a lack of understanding and empathy on the part of elected officials. Their decisions have consequences, and cannot always be blamed on someone else.
Perhaps those who live in more progressive states are feeling a little superior right now. But they should not be. Legislators in those states also didn’t clamor to expand Medicaid for all these people with mental illness before the federal government stepped in and offered to pay for it.
So we are really all in this together.
We are all pushing nearly 4 million people even farther out on the fringes of our health care delivery system.
These are people living with at least one serious, often life-threatening, illness. They are living near or below the poverty line. They cannot afford to pay for health care. And to top it off they are often subjected to stigma and discrimination.
This is a group of people who are frequently homeless or incarcerated.
And when they do need medical care, this is what we say to their providers. Treat them for free.
We ask hospitals to care for them in their emergency rooms for free. We ask community mental health centers to provide inpatient and outpatient services for nothing. And we ask clinicians to donate their care.
The solution for this is simple and involves us all. If we want to do so, we can bypass those non-expanding states entirely.
All we need to do is to ask Congress to amend the Affordable Care Act to allow people living below the poverty level the option of purchasing insurance on the exchanges at the same price as those living at the poverty level.
Right now, they cannot. The reason is that the price of insurance for someone living below the poverty level isn’t subsidized. But it is for everyone between the poverty level and 400 percent of poverty – over $90,000 per year for a family of four.
There are plenty of people who think we treat people below the poverty level like millionaires with our entitlement programs. Ironically, in this one instance they happen to be right.
If Congress were to make this change, the immediate result would be that 3.7 million people living with mental illness could get decent basic health insurance for little or no cost.
Of course, it would cost the rest of us something. But Medicaid expansion costs all of us something, too – even those of us living in non-expanding states.
And the money would be put to good use. It would reimburse providers of necessary health care, stimulating the sector of the economy that accounts for one-sixth of our GDP (and a similar percentage of our jobs).
So everyone would win if we did this.
Who could object to that?
My guess? Many of the same politicians who don’t favor Medicaid expansion. Because when you get right down to it, where people with mental illness are concerned, some of these politicians may in fact be our biggest national disgrace.
Paul Gionfriddo via email: gionfriddopaul@gmail.com. Twitter: @pgionfriddo. Facebook: www.facebook.com/paul.gionfriddo. LinkedIn: www.linkedin.com/in/paulgionfriddo/
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